Average CTP Payout Amounts QLD

If you’ve been involved in a car or road accident, you’ll likely make a Compulsory Third Party (CTP) claim for compensation. As legal experts in personal injury claims, WT Compensation Lawyers has your back. We are dedicated to getting you more than the average CTP payout amounts in Queensland.

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What is a CTP Payout? 

A CTP payout refers to the compensation you receive to cover any losses you experience due to injuries caused by a third party in a motor vehicle accident. CTP compensation claims fall under the Civil Liability Act of 2003 and the Motor Accident Insurance Act of 1994. In simple terms, when someone injures you and you incur a loss, a CTP claim is used to seek compensation for that loss. 

Some common losses that are compensated include: 

  • Wages lost if you’ve had to take time off from work 
  • Medical bills for treatment of injuries 
  • Compensation for future losses, permanent impairment, or pain and suffering (depending on the severity of the injuries)

According to the data on CTP payouts, the more severe an injury is, the higher your compensation payout will be. 

What Are the Average CTP Payout Amounts in QLD?

Average CTP Payout Amounts in QLD
What Are the Average CTP Payout Amounts in QLD

Below is a table summarising the average CTP claim payouts in Queensland. This data reflects all finalised claims between 01 July 2022 and 30 June 2023 for accidents between 01 July 2013 and 30 June 2023. All data was taken from the Queensland Government’s Open Data Portal:

Injury Severity Average Payout 
Severe $687,200
Maximum $285,700

*Admin severity includes, but is not limited to, unconfirmed injuries; injuries unspecified; nervous shock; and business claims.

What Can You Claim on CTP Insurance? 

What Can You Claim on CTP Insurance
Damage Claims On CTP Insurance

Every CTP claim will be different simply because the injuries sustained by each claimant are different. However, there are a number of damage claims that you may be able to make in court: 

  • Reasonable and appropriate rehabilitation costs 
  • General damages, i.e., pain and suffering (the physical and emotional stress caused by injury)
  • Special damages (expenses such as treatment, medication, travel, equipment, and aids)
  • Gratuitous care (any extra care after the necessary treatment)
  • Past and future loss of earnings 
  • Interest
  • Lost superannuation benefits

All of these damages are usually added up by a judge or a lawyer if the case ever gets to litigation and paid out in one lump sum. 

How Are CTP Payouts Determined? 

Calculating a CTP payout following a car accident is a challenging task. There are complicated formulas used to determine the final lump sum, as well as various factors that cause the final amount to fluctuate. For instance, compensation for general damages (pain and suffering) is calculated according to each injury’s Injury Scale Value (ISV), which falls under the Civil Liability Regulation of 2014. These calculations are complex, but an experienced lawyer will be able to skilfully navigate their clients’ entitlement. 

Consequently, you’ll need to visit a legal expert who has experience in determining CTP payouts in order to figure out how much your claim could be worth. WT Compensation Lawyers are experts in motor vehicle accident claims, and we will walk you through the entire calculation during your consultation. 

The first questions to ask in determining a CTP payout are: 

1. How many physical injuries have you sustained? 

2. What is the severity of the injuries (minor, moderate, serious, etc.)? 

3. Have you sustained any psychological injuries (emotional stress, etc.)?

4. What do you do for work? 

These types of questions help legal experts figure out how much of an adverse effect the car accident has had on your life. 

Factors that will impact the final compensation amount include: 

  • Your age (the younger the claimant is, the more they can claim)
  • Current salary 
  • How long you might be absent from work 
  • Who will care for you throughout your recovery 
  • The duration of your hospitalisation

Do I Need a Lawyer to Make a CTP Claim in Queensland? 

While you do not need a lawyer to make a CTP claim in Queensland, it is often beneficial to engage a personal injury lawyer to help you make sense of your claim. Compensation law experts also have experience dealing with personal injury claims and know how much compensation you should receive. Moreover, it is much more likely that you will receive a higher payout if you engage a personal injury lawyer to deal with your claim for you.

An experienced team like WT Compensation Lawyers will certainly help maximise the compensation you receive. We also understand that our clients can feel like they’re under a lot of pressure when it comes to the Queensland claims process. We’re committed to working on your behalf and handling claims within the given legal timeframes so that you won’t need to worry about it.

Choose WT Compensation Lawyers to Maximise Your CTP Payout

At WT Compensation Lawyers, our clients are our priority. We are committed to providing everyday Queenslanders with the best service and maximum CTP payouts. Whether your car accident claim is based on psychological or physical injuries, we will be there to help you out.

Here are a few reasons why WT Compensation Lawyers are perfect for your situation: 

  • Experience in car accident compensation claims 
  • No win, no fee 
  • Team of legal experts who are ready to represent you 

We’ll advise you on the strength of your compensation claim and help you with the legal procedure.

Even if at fault, you may have a right to compensation. Start your claims check:


What our clients say

Thank you WT Compensation Lawyers for your hard work, commitment and dedication towards settling my case. This was my first ever experience having the helping hand of a lawyer and I’m glad it was with your firm! Thank you very much for making everything seem so easy and clear for me to understand. I will definitely know who I can trust in regards to seeking legal aid

Asipeli Feki

Warm, kind, compassionate, knowledgeable… I could go on and on about Jono and his great team at WT Compensation Lawyers. The words thank you don’t even begin to describe how grateful I am to this great team of personal injury lawyers and for the way they help people and show that they genuinely care about their clients.

R Rasul

I am beyond grateful for the genuine assistance of WT Compensation lawyers to get through with my claim. Absolutely every single person I had contact with at the team were amazing. I especially want to thank Jono Wu who helped me achieve an outstanding outcome.

Virginia Su

Jono, Sinny and everyone at WT Compensation Lawyers are the best car accident lawyers in Brisbane I’ve come across. The genuine care, compassion and human kindness they show to their clients is clear from the very first moment you speak to them. I cannot recommend them enough to anyone in need of a personal injury lawyer and would not hesitate at all to refer any of my family or friends. Thank you guys always for all your great work.

Ru McKinnon

Big thanks to WT, Jono, Sinny and the entire team. I couldn’t be happier with boys and the help they’ve given me and my family over the years. Both my sister and partner had car accidents and got unreal results from their claim. These guys are talented, empathetic and genuinely want the best for their clients and I couldn’t recommend them more if you want the best car accident lawyers.

Tylor Bunting


You can claim compensation for any type of injury sustained in a car accident. Here are a few of the injuries most commonly claimed in Queensland: 

Shoulder injuries
Spine and back injuries
Head and neck injuries
Leg, knee, and foot injuries
Wrist injuries

Yes, although whiplash is more commonly experienced and sounds less severe than the injuries mentioned above, you can still claim compensation for it. Whiplash refers to injuries to neck muscles, soft tissue, and tendons. Notably, severe whiplash often requires a stay at the hospital, which would add to your total CTP payout.

Check out this whiplash injury recovery guide, created by the Motor Accident Insurance Commission (MAIC) and The University of Queensland, for more information on self-help pain reduction methods. 

Yes, a dependant can claim compensation for a deceased person, so long as they can prove that the other vehicle was at fault for the death. 

These claims are referred to by legal experts as claims for dependency. So, if you were financially dependent on the person who died in the car accident, you can claim financial compensation. 

WT Compensation Lawyers advises that you do not take unsolicited advice on car accident compensation if you are contacted by phone, email or on social media after a car accident. Queenslanders have been contacted by car crash scammers who the MAIC warns have contacted people to trick them into sharing personal information. This information is then sold by the car crash scammer to law firms. You should never be pressured into bringing a compensation claim and our law firm always ensures that you are in control of decision-making about your case.

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